flatexDEGIRO

Brokerflatexdegiro.com

Is flatexDEGIRO MiCA-licensed?

Yes: Licensed in Germany (BaFin) since April 2025

Licensed

Status definitions

Licensed
Current MiCA register entry (Article 63 authorisation or an eligible Article 60 route).
Pending
Application filed or publicly committed. No current register entry yet.
Restricted
No current entry, and the firm is restricting or withdrawing services for EEA users.
Not licensed
No current MiCA authorisation, including firms whose transitional period ended.
Out of scope
Protocol model that may fall under MiCA Recital 22. Scope is fact-specific.
Unclear
We could not match a current register entry from public sources.
Current MiCA register entry (Article 63 authorisation or an eligible Article 60 route).

Checked 14 Oct 2026 against the ESMA register (snapshot 6 Oct 2026)

flatexDEGIRO register record

Registered EEA entity
flatexDEGIRO Bank AG
LEI
529900MKYC1FZ83V3121GLEIF issued
Supervising or reporting authority
BaFinFederal Financial Supervisory Authority (BaFin)
Home state in register
DE Germany
Authorised
MiCA services
1 of 10
EEA passporting
Notified in 14 host states
Exchange type
Broker
Last verified
Against the ESMA snapshot of 6 Oct 2026

1 of 10 services authorised

Art. 3(1)(16)
  • CustodyNot held
  • Trading platformNot held
  • Exchange crypto/fiatNot held
  • Exchange crypto/cryptoNot held
  • Execution of ordersAuthorised
  • PlacingNot held
  • Reception and transmissionNot held
  • AdviceNot held
  • Portfolio managementNot held
  • Transfer servicesNot held

Available in 15 of 30 states

Art. 65

Home state plus 14 host states notified under Article 65.

  1. Austria, passported
  2. Belgium, passported
  3. Bulgaria, not passported
  4. Croatia, not passported
  5. Cyprus, not passported
  6. Czechia, passported
  7. Denmark, passported
  8. Estonia, not passported
  9. Finland, passported
  10. France, passported
  11. Germany, home state
  12. Greece, passported
  13. Hungary, not passported
  14. Iceland, not passported
  15. Ireland, passported
  16. Italy, passported
  17. Latvia, not passported
  18. Liechtenstein, not passported
  19. Lithuania, not passported
  20. Luxembourg, not passported
  21. Malta, not passported
  22. Netherlands, passported
  23. Norway, not passported
  24. Poland, passported
  25. Portugal, passported
  26. Romania, not passported
  27. Slovakia, not passported
  28. Slovenia, not passported
  29. Spain, passported
  30. Sweden, passported
  • Home DE
  • Passported 14
  • Not notified 15

flatexDEGIRO MiCA status in detail

Yes, flatexDEGIRO has a current MiCA register entry supervised by BaFin in Germany, dated Apr 2025. BaFin authorised the German neobroker in April 2025 for crypto order execution.

Practical effect: The named EEA entity is supervised for the services in its current MiCA register entry. Conduct and disclosure rules apply. Safeguarding and custody liability depend on the service and the entity that holds the assets or funds. You can escalate complaints to BaFin.

Read what a CASP licence covers, or compare tracked licensed exchanges on register facts.

Common questions

Who regulates flatexDEGIRO in the EU?

flatexDEGIRO has a current MiCA register entry with no separate legal-route classification in our curated entry in Germany, dated Apr 2025. BaFin supervises the entry. The registered entity is flatexDEGIRO Bank AG. The ESMA register is the source of truth for the current entity and service scope.

Can flatexDEGIRO serve customers across the whole EEA?

ESMA's register lists 14 host member states for the services in flatexDEGIRO's home entry. The list records notifications to host regulators. It is not evidence that every service is live in each country, so check the contracting entity for your country.

Does MiCA protect my funds on flatexDEGIRO?

MiCA applies conduct and disclosure rules to the registered EEA entity for the recorded service. Safeguarding duties depend on which service and entity hold client crypto-assets or funds. Article 75 covers custody liability for attributable loss and caps that liability. MiCA does not provide a deposit guarantee, and crypto-assets can lose value.

How do I verify flatexDEGIRO's licence myself?

Search the official ESMA CASP register for flatexDEGIRO Bank AG. National regulators update the records each week. Use the official register as the authoritative source.

Back to the full register

EU MiCA is an independent tracker. ESMA and national regulators do not operate this site. The content is for information only and does not provide legal, financial or investment advice. Crypto-assets involve high risk. Users must be aged 18 or older.

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