Is XTB MiCA-licensed?
Status as of 18 July 2026 · checked against the official ESMA register
Yes — XTB is MiCA-licensed: authorised as a CASP by CySEC (Cyprus) in Dec 2025. The Polish-listed broker took the Cyprus route around Poland’s stalled MiCA implementation: XTB Limited was authorised by CySEC in December 2025 for spot crypto services.
What this means for you: You are dealing with an EU-supervised firm: MiCA's conduct, disclosure and client-asset segregation rules apply, and complaints can be escalated to CySEC. It is not a guarantee against investment losses.
Read what a CASP licence actually covers, or compare every licensed exchange on register facts.
At a glance
- Authorising regulator
- CySEC
- Authorised entity
- XTB Limited
- Country of authorisation
- Cyprus
- Licence granted
- Dec 2025
- EEA passporting
- —
- Exchange type
- Broker
- MiCA services
- —
Common questions
Who regulates XTB in the EU?
XTB is authorised as a crypto-asset service provider (CASP) by CySEC in Cyprus, with the licence granted in Dec 2025. The authorisation is recorded in the ESMA register under the entity XTB Limited — which is what makes it MiCA-compliant under Regulation (EU) 2023/1114 (often written MiCAR).
Can XTB serve customers across the whole EEA?
A CASP licence can be passported across the EEA, but we have not confirmed XTB's passporting notifications — check the ESMA register entry for the countries it covers.
Does MiCA protect my funds on XTB?
MiCA requires authorised CASPs to segregate client crypto-assets and funds, follow conduct and disclosure rules, and answer to CySEC. It is not a deposit guarantee — crypto-assets remain high-risk and can lose value.
How do I verify XTB's licence myself?
Search the official ESMA CASP register for XTB Limited. Registers change weekly — the register, not this page, is the authoritative source.