Is XTB MiCA-licensed?
Status checked on 2 September 2026 against the official ESMA register
Yes, XTB has a current MiCA register entry supervised by CySEC in Cyprus, dated Dec 2025. The facts table states the legal route when verified. Poland’s MiCA implementation stalled, so the Polish-listed broker applied in Cyprus. CySEC authorised XTB Limited in December 2025 for spot crypto services.
Practical effect: The named EEA entity is supervised for the services in its current MiCA register entry. Conduct and disclosure rules apply. Safeguarding and custody liability depend on the service and the entity that holds the assets or funds. You can escalate complaints to CySEC.
Read what a CASP licence covers, or compare tracked licensed exchanges on register facts.
At a glance
- Supervising or reporting authority
- CySEC
- Registered EEA entity
- XTB Limited
- Home state in register
- Cyprus
- MiCA register route
- Current entry with no separate route classification
- Register entry date
- Dec 2025
- EEA passporting
- Not verified
- Exchange type
- Broker
- MiCA services
- Not recorded in this entry
Common questions
Who regulates XTB in the EU?
XTB has a current MiCA register entry with no separate legal-route classification in our curated entry in Cyprus, dated Dec 2025. CySEC supervises the entry. The registered entity is XTB Limited. The ESMA register is the source of truth for the current entity and service scope.
Can XTB serve customers across the whole EEA?
A current MiCA register entry can support host-state notifications. We have not confirmed XTB's notifications. Check the official records and the contracting entity for your country.
Does MiCA protect my funds on XTB?
MiCA applies conduct and disclosure rules to the registered EEA entity for the recorded service. Safeguarding duties depend on which service and entity hold client crypto-assets or funds. Article 75 covers custody liability for attributable loss and caps that liability. MiCA does not provide a deposit guarantee, and crypto-assets can lose value.
How do I verify XTB's licence myself?
Search the official ESMA CASP register for XTB Limited. National regulators update the records each week. Use the official register as the authoritative source.
