Is Openbank MiCA-licensed?
Status checked on 2 August 2026 against the official ESMA register
Yes, Openbank has a current MiCA register entry supervised by CNMV in Spain, dated Jul 2025. The facts table states the legal route when verified. The CNMV authorised Santander’s digital bank as a CASP.
Practical effect: The named EEA entity is supervised for the services in its current MiCA register entry. Conduct and disclosure rules apply. Safeguarding and custody liability depend on the service and the entity that holds the assets or funds. You can escalate complaints to CNMV.
Read what a CASP licence covers, or compare tracked licensed exchanges on register facts.
At a glance
- Supervising or reporting authority
- CNMV
- Registered EEA entity
- OPEN BANK S.A.
- Home state in register
- Spain
- MiCA register route
- Current entry with no separate route classification
- Register entry date
- Jul 2025
- EEA passporting
- Not verified
- Exchange type
- Fintech
- MiCA services
- 2/10
MiCA service scope in the register · 2 of 10
The MiCA register records specific crypto-asset services. Openbank's recorded scope includes:
- Custody
- Execution of orders
Common questions
Who regulates Openbank in the EU?
Openbank has a current MiCA register entry with no separate legal-route classification in our curated entry in Spain, dated Jul 2025. CNMV supervises the entry. The registered entity is OPEN BANK S.A.. The ESMA register is the source of truth for the current entity and service scope.
Can Openbank serve customers across the whole EEA?
A current MiCA register entry can support host-state notifications. We have not confirmed Openbank's notifications. Check the official records and the contracting entity for your country.
Does MiCA protect my funds on Openbank?
MiCA applies conduct and disclosure rules to the registered EEA entity for the recorded service. Safeguarding duties depend on which service and entity hold client crypto-assets or funds. Article 75 covers custody liability for attributable loss and caps that liability. MiCA does not provide a deposit guarantee, and crypto-assets can lose value.
How do I verify Openbank's licence myself?
Search the official ESMA CASP register for OPEN BANK S.A.. National regulators update the records each week. Use the official register as the authoritative source.
